10 templates ยท live calculations ยท PDF & Excel export

Know exactly where
every dollar goes.

Choose a budget template, fill in your numbers, and watch the totals calculate live. Track budgeted vs actual, spot overruns instantly, download as PDF or Excel.

10templates
12currencies
100%free
0data sold
Personal Monthlyโ— Live

Income

$4,200

Expenses

$3,120

Net

$1,080

๐Ÿ  Housing
$1350$1350
๐Ÿ›’ Food
$500$420
๐Ÿš— Transport
$280$310
๐ŸŽฏ Savings
$600$600
Unallocated$1,080

Templates

A budget built for your situation

Each template comes pre-loaded with the right categories and typical amounts. Customise anything.

๐Ÿ‘คPopular

Personal Monthly

Personal

All-purpose monthly budget tracking income, fixed expenses, variable spending, and savings goals.

๐Ÿ’ฐ Income๐Ÿ  Housing๐Ÿ›’ Food & Groceries๐Ÿš— Transport+4 more
8 categoriesUse template โ†’
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆPopular

Family Household

Family

Built for households with children โ€” covers childcare, education, family activities, and shared expenses.

๐Ÿ’ฐ Household Income๐Ÿก Housing & Utilities๐Ÿ›’ Groceries & Food๐Ÿ‘ถ Children+4 more
8 categoriesUse template โ†’
๐ŸŽ“

Student Budget

Student

Designed for university / college life โ€” balances tuition, accommodation, social spending, and tight income.

๐Ÿ’ฐ Income๐Ÿ  Accommodation๐Ÿ• Food๐Ÿ“š Education Costs+4 more
8 categoriesUse template โ†’
๐Ÿš€Popular

Business Startup

Business

Tracks revenue, cost of goods, operating expenses, payroll, marketing, and runway for early-stage companies.

๐Ÿ’ฐ Revenue๐Ÿ“ฆ Cost of Goods / Services๐Ÿ‘ฅ Payroll & HR๐Ÿข Office & Facilities+4 more
8 categoriesUse template โ†’
๐Ÿ“‹

Project Budget

Project

Track scope, labour, materials, and contingency for any one-off project from construction to software delivery.

๐Ÿ’ฐ Funding / Budget Allocation๐Ÿ‘ท Labour Costs๐Ÿ”ง Materials & Equipment๐Ÿข Office & Admin+3 more
7 categoriesUse template โ†’
๐Ÿ’Popular

Wedding & Event

Event

End-to-end wedding or major event budget covering venue, catering, entertainment, and all the details.

๐Ÿ’ฐ Contributions & Gifts๐Ÿ›๏ธ Venue๐Ÿฝ๏ธ Catering & Drinks๐Ÿ‘— Attire+5 more
9 categoriesUse template โ†’
โœˆ๏ธ

Travel Budget

Travel

Plan and track every cost of a trip โ€” flights, accommodation, food, activities, and the unexpected.

๐Ÿ’ฐ Trip Fundโœˆ๏ธ Flights & Transport๐Ÿจ Accommodation๐Ÿœ Food & Drink+4 more
8 categoriesUse template โ†’
๐Ÿ’ป

Freelancer / Self-Employed

Freelance

Manage variable income, set aside taxes, track business expenses, and protect your income floor.

๐Ÿ’ฐ Client Income๐Ÿงพ Tax Provisions๐Ÿ’ผ Business Operating Costs๐Ÿ  Home Office+3 more
7 categoriesUse template โ†’
๐Ÿค

Non-Profit Organisation

Non-Profit

Programme-based budget covering grants, donations, staffing, operations, and mission delivery costs.

๐Ÿ’ฐ Funding & Income๐ŸŽฏ Programme Delivery๐Ÿ‘ฅ Staffing๐Ÿข Office & Admin+3 more
7 categoriesUse template โ†’
โš–๏ธ

Zero-Based Budget

Zero-Based

Assign every dollar of income to a category so income minus expenses equals exactly zero. Complete control.

๐Ÿ’ฐ Total Incomeโค๏ธ Giving๐ŸŽฏ Saving๐Ÿ  Housing+5 more
9 categoriesUse template โ†’
Start with a blank budget โ†’

From zero to clarity in minutes

1
๐Ÿ“‹

Pick a template

Choose from 10 templates โ€” personal, family, student, business, travel, and more. Each is pre-loaded with the right categories.

2
โœ๏ธ

Enter your numbers

Fill in your income and planned spending. Add or remove any category or line item. Totals update live as you type.

3
๐Ÿ“Š

Track actuals

As the month progresses, enter actual amounts. See immediately where you're over or under against your plan.

4
โฌ‡๏ธ

Export or save

Save to your account to return any time, or download a formatted PDF or Excel file to share or archive.

Everything you need to budget well

๐Ÿ“Š

10 smart templates

Personal, family, student, startup, travel, wedding, freelance, nonprofit, project, and zero-based โ€” each with the right categories pre-loaded.

โšก

Live calculations

Every number updates instantly. See your total income, total expenses, net balance, and savings rate as you type.

๐ŸŽฏ

Budgeted vs actual

Track planned versus real spending side by side. Colour-coded variances show exactly where you're over or under.

๐Ÿ’ฑ

12 currencies

USD, EUR, GBP, KES, NGN, ZAR, GHS, UGX, CAD, AUD, INR, JPY โ€” switch at any time.

๐Ÿ“ฅ

PDF & Excel export

Download a formatted PDF to print or share, or export as XLSX to work in your spreadsheet.

โ˜๏ธ

Save & sync

Save unlimited budgets to your account. Access from any device and track progress over time.

๐Ÿ”ง

Fully customisable

Add, rename or delete any category or line item. Mark items essential or recurring. Build exactly the budget you need.

๐Ÿ”’

Private by default

Your financial data stays in your account. Nothing is shared or sold.

Common questions

Take control of your money โ€”
starting today.

Pick a template and have a complete budget in under 5 minutes. Free, no sign-up required to start.

Start planning now โ€” free